Affordable Care Act is an inclusive healthcare reform enforced by the government of president Barrack Obama. It includes a list of guidelines that intends to provide health insurance coverage to uninsured millions of Americans. Initially, the Act only catered for insured patients. The discussion explains how health disparities influenced inequality, health disparities and increased prices for the services provided.
Health disparities are the social factors that deprive individuals from gaining access to proper healthcare. For instance, poverty, ethnicity and level of education have been addressed effectively by ACA provisions (Chen et al 2016). The guidelines of ACA have no qualifications for people that enroll in the program. Despite the level of education and the race of an individual, it ensures that benefits of expanded coverage are accessible to all citizens.
Healthcare inequality affected most middle and low class communities in the American society. Therefore, individuals in high class had no difficulties in gaining access to healthcare centers because they could afford the charges for insurance coverage. Affordable Care Act developed guidelines that eliminated inequality by reducing the amount of insurance coverage that could be afforded by all economic classes.
When the government introduced Medicare and Medicaid, healthcare providers increased prices for the services provided. Affordable Care Act ensured that the limits of annual and lifetime coverage got eliminated (Claxton et al 2014). Moreover, ACA created a maximum charge that could not get exceeded by hospitals while invoicing patients of the amounts to pay.
Currently, most citizens can afford treatment due to guidelines by the Affordable Care Act that are affordable and favorable for everyone. Therefore, it addressed various issues resulting in improvement in the healthcare department of the United States.
Chen, J., Vargas-Bustamante, A., Mortensen, K., & Ortega, A. N. (2016). Racial and ethnic disparities in health care access and utilization under the Affordable Care Act. Medical care, 54(2), 140.
Claxton, G., Levitt, L., Brodie, M., Garfield., & Damico, A. (2014, April). Measuring changes in insurance coverage under the Affordable Care Act The Henry J. Kaiser Family Foundation. Retrieved from http://www.kff.org/healthreform/issue-brief/measuring-changes-in-insurance-coverage-under-the-affordable-care-act/